Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that

Cash Management Account® (CMA® account)

I like the flexibility of having access to cash management services through my investment account.

With the Cash Management Account® (CMA® account) from Merrill, you can manage your long-term investments and day-to-day finances. Take care of everyday transactions with check writing, a Visa® deferred debit card and Bill Pay services, while helping to keep your long-term investments on track with access to a broad range of investment products and services — all in a single account.